Well, I am bankrupt. It seems that while I was away at the office seeing as many patients as I could, my wife was over-spending our bank accounts. She had maxed every card to the limit and wasn’t even making the minimal required payments.

So you can understand why I had to do something drastic and laid the law down at home. First, I took out a second mortgage on the house so that we don’t have to cut our spending back significantly right away or too drastically. We have also agreed to eat out only three times a week instead of five. And it’s Bob’s Burgers and Brew instead of Gasperettis.  

Next, I put a spending limit of $500 per day on her budget. I’ll arrange to see a couple of patients during my lunch hour to make up the difference. I eat too much anyway.

Lastly, I extended her credit limit at each of the four banks we frequent in order to remove any embarrassment she may have had to face as she lunches with her girl friends, gets her weekly hair style, or takes in the massage therapy she finds benefiicial as she slugs through the tough shopping days at the mall. These steps ought to take care of the problem don’t you agree?

Actually, I just made this up. I am NOT backrupt because we try not to practice the spending and borrowing habits of our national or state governments. But isn’t it amazing what we have got ourselves into as a nation and how our government refuses to make the tough but simple decisions that it would take for us to recover from the current crisis?